Common Cents Checking
$ 100
to open- Monthly service charge of $5.00 is based on Relationship Banking
- Relationship Banking: If you maintain a minimum balance of $300 on deposit with our bank in any combination of deposit accounts, there will be no monthly service charge
- Unlimited Check Writing
- No monthly service charge for senior citizens (age 62 and over) and for customers who are currently enrolled as full-time students.
- Free ATM card service or Debit Card
Premium Gold AccountMost Popular
$ 100
to open- Monthly service charge: $7.00
- Credit File Monitoring
- Credit Report and Score
- Identity Monitoring
- Cell Phone Protection
- Unlimited Check Writing
- 1 Box of Premium Gold Checks Free Each Year
- $5.00 Off Safe Deposit Box Rentals Each Year
- $10,000 Accidental Death & Dismemberment Insurance
- Service-Free Money Orders and Cashiers Checks
- Free Photocopies
- Cash Back Member Rewards
- Reduced Rate on Installment Loans
- Extend a Loan Privilege
- Identity Theft Expense Reimbursement Coverage
- Comprehensive Identity Theft Resolution Services
- Debit and Credit Card Registration
- Credit Score Tracker
- Online Identity Theft News Center and Valuable Phone and Web Resources
- Financial Wellness 360°
- Debit Advantage
- Heath Discount Savings
- Shopping Rewards (Available online only)
- Travel and Leisure Discounts (Available online only)
- Some registration/activation required
Shazam Checking
$ 100
to open- No monthly service charge
- No minimum balance required
- Twelve checks or less per statement cycle at no charge, $.50 per check for each additional check written
- Free ATM card service or Debit Card
Interest Bearing Checking Accounts
Interest Checking Account
$ 750
minimum balance- $7.50 monthly service charge if below the minimum balance
- Interest rate is tiered:
Tier 1: $750-$9,999.99
Tier 2: $10,000-$24,999.99
Tier 3: $25,000-$49,999.99
Tier 4: $50,000.00 and above
- Earn an Annual Percentage Yield on Your Balance
- Certain restrictions apply.
High Interest Checking Account
$ 100
minimum to open- $7.50 monthly service charge if below the monthly average minimum $750 balance
- Interest rate is tiered:
Tier 1: .01-$19,999.99
High Interest qualifying rate paid if qualifications are met*
or
Non-Qualifying rate paid if qualifications are not met*
Tier 2: $20,000 and above
Standard Rate
- *To Qualify for the Highest Interest Rate Tier, the following monthly requirements must be met: 18 debit card transactions, 2 ACH (debit or credit) and monthly e-statements.
- Free Electronic Banking
- Unlimited Check Writing
- ATM Fee Reimbursment (up to $10.00 per statement cycle)
- Free Visa Debit Card with Fraud Watch
- Earn an Annual Percentage Yield on Your Balance
- Limit 1 account per household
- Certain restrictions apply
Money Market Account
$ 1000
minimum balance- $10.00 monthly service charge, if below the minimum balance
- Interest rate is tiered:
Tier 1: $1,000.00-$9,999.99
Tier 2: $10,000-$24,999.99
Tier 3: $25,000-$49,999.99
Tier 4: $50,000.00 and above
- Earn an Annual Percentage Yield on Your Balance
- Certain restrictions apply
Super Money Market Account
$ 75000
minimum balance- $25.00 monthly service charge if below minimum.
- Interest rate is tiered:
Tier 1: $0.01-$74,999.99
Tier 2: $75,000 and above
- Earn an Annual Percentage Yield on Your Balance
- This account will pay a premium rate of interest.
- Certain restrictions apply
*High Interest Checking Account Disclaimer: On balances up to $20,000 earn an APY up to 4.05%, certain transaction requirements apply. If requirements are not met, APY earned will be .01%. Balances $20,000 and over earn .05% APY. Please see bank for full details.
*All Rates are subject to change, Please contact bank for full details.
