High Interest Checking Accounts
- Free Electronic Banking
- Includes Online Banking, Online Bill Pay, e-statements, Mobile Banking, Mobile Deposit (fee’s will apply on mobile deposit), Person-to-Person Payments, and 24-Hour Telephone Banking
- Free Visa Debit Card with Fraud Watch
- Only $100.00 deposit to open
- Unlimited Check Writing
- ATM Fee Reimbursement
- Use any ATM, anywhere and we will automatically pay you back for the fee charged at the non-network ATM up to $10.00 per statement cycle
- Maintain a $750.00 average monthly balance to avoid a $7.50 monthly service charge
- Limit one High Interest account per household
Earn the Higher Interest when you meet the following qualifying requirements each statement cycle:
- 15 Debit Card transactions that post and clear your account
- Minimum of 2 ACH transactions (auto debit or auto credit) post and clear your account
- Be enrolled in Online Banking to receive the required e-statements
Interest Rate Structure
- Qualifying Balances up to $14,999.99 (requirements were met) – 2.52% APY
- Qualifying Balances of $15,000.00 and up (requirements were met) – .05% APY
- Non-qualifying (conditions were not met) – .01% APY
APY = Annual Percentage Yield
High Interest Checking: To qualify for the 2.52% APY you must meet the following requirements each monthly statement cycle: 18 debit card purchases post to the account; minimum of 2 ACH debit or credit transactions post to the account; enroll in our Online Banking to receive the required e-statement. If qualifications are met during that monthly statement cycle, balances up to $14,999.99 receive 2.52% APY. Qualifying balances of $15,000.00 and over earn .05% APY. If qualifications are not met all balances earn .01% APY. You must maintain $750.00 average monthly balance to avoid a $7.50 monthly service charge. One High Interest Checking account per household. Only $100.00 deposit to open, unlimited check writing and ATM fee reimbursement up to $10.00 per statement cycle.
