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Save and Earn: The High Interest Checking Account That Works for You

Why choose between accessibility and growth? At Jonesburg State Bank, our High Interest Checking account allows you to Save and Earn simultaneously. It’s the perfect financial tool for those who want their everyday spending to fuel their future savings.


The Power to Save and Earn

Turn your primary checking account into a high-yield asset. We offer a premium rate for your daily banking habits, ensuring your money never stays stagnant.

The Highlights:

  • Earn 3.85% APY on balances up to $20,000 if requirements are met.
  • Earn .05% APY on balances over $20,000 if requirements are met.

  • Earn .05% APY if requirements aren’t met.

How to Qualify Meeting your requirements is easy! To earn the premium rate, simply complete the following during each statement cycle:

  • 10 Debit Card Transactions: Use your card for groceries, gas, or your morning coffee.

  • 2 ACH Transactions: Set up a direct deposit or an automatic bill pay (debit or credit).

  • Go Paperless: Help the environment and stay organized with E-Statements.

*Disclaimer: On balances up to $20,000 earn an APY up to 3.85%, certain transaction requirements apply. If requirements are not met, APY earned will be .05%. Balances $20,000 and over earn .05% APY. 3.85% APY is effective 05/01/2026. Please see bank for full details.

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